everything we do is dedicated to your best interests!

“After realising the importance of using an independent financial advisor, I interviewed over 10 people and Dave Harper was by far the stand out. He was down to earth, genuine, thorough, very generous with his time and I couldn’t be happier with his advice and the service”. Caelum - Riverview NSW

“Over many years of working with financial advisers I came to believe it was impossible to find one that was truly independent and solely worked in the best interest of their clients as most worked for large financial institutions charging excessive layers of ongoing fees, or the few that were independent wanted to tie clients into ongoing annual advice fees often offering up over complicated financial plans in order to justify this.

 After trial and error and interviewing many advisers along the way I eventually came across David Harper of Naked Wealth who is a breath of fresh air and the only truly independent adviser I have found. He took the time and patience to listen and learn what we as clients wanted to achieve then in full consultation with my wife and I prepared a financial plan and long term strategy.  It was presented and simplified in such a way that we could implement and self manage thus negating the need for any ongoing annual advice fees.  The whole process has been straightforward with David’s support and the plan has resulted in a very tax efficient strategy which has saved many thousands of dollars in unnecessary fees.  I cannot recommend David highly enough as he is professional, trustworthy and passionate about presenting and delivering truly independent and impartial advice.” Stephen - Sydney NSW

“After years of receiving the run around from multiple financial advisors and paying thousands of dollars in unnecessary fees, we stumbled across Dave from Naked Wealth. From the very first chat, we knew we had found a person who genuinely wants people to achieve their financial  goals and save their money. Dave and Sarah completed our huge overhaul of complicated super and insurances with ease and we are now saving thousands of dollars in fees a year. Dave is extremely generous with his time and no question or task was a hassle for him or his team. They made what was a very tedious and complicated process seem very simple from our perspective, he was able to explain in detail every aspect of the process to us clearly. We have and will continue to recommend Naked Wealth to everyone we know. Thanks. Glen and Beck.” Glen & Beck - Mona Vale NSW

“I feel compelled to write a review (and I'm someone who rarely writes them) to acknowledge Dave Harper and the assistance he has offered!  I contacted Dave as I wanted a second opinion about some financial advice I was given on our Australian financial affairs (we are expats in the US).  Dave was happy to read the SOA and offered his advice without a fee. Then he also went out of his way to help me find someone another independent adviser who could consult (as we are living in the US which falls outside of his insurance coverage as a provider).   I trust that Dave genuinely has his clients interests as a priority which I have found to be rare in this field.  If we move back to Australia I shall definitely be calling on Dave to advise us as I have been so impressed with his integrity and care.” Kelly - USA

“We are extremely happy with the entire process that we have just gone through with Naked Wealth. Not only has Dave managed to save us thousands on our annual life insurance cover but we are getting a very similar level of cover to what we had before, and we have a much better understanding of what we are paying for and why. Unlike our previous financial advisor, Dave really took the time to understand us and our goals, and to explain the benefits of each type of insurance that we would need in plain and simple English. Now we feel that we are covered for any eventuality and we are saving thousands of dollars every single year. Dave also took the time to follow through and keep us up to date on every form we needed to fill in and the process with the insurers. I would highly recommend Dave and we are now looking forward to working with Naked Wealth again on planning our financial futures and sorting out our super! Thanks again Dave!”
Mark & Vanessa - Bayview NSW

My husband & I have never been able to afford a financial adviser, but as we are getting very close to retirement, we felt that it was essential. We decided that an independent adviser was the best choice. Dave from Naked Wealth gathered all of our information and took the time to explain proposed strategies specifically designed for our situation. Dave made it so easy for us, and his advice was all set out for us, in his Statement of Advice, step by step. Dave answered all of our questions, no matter how many we had. Dave is a very friendly family man and offers support post advice. He says that the advice he recommends, is what he does for his own family. We feel so at peace regarding our future now, with the confidence knowing that we will have enough to retire on. Beforehand, we were just guessing whether we were doing the right thing or not. It's such a relief to have Dave's expert guidance. We highly recommend Dave. The whole experience from start to finish is so effortless and so worthwhile! Can't thank you enough Dave! Robin & Wayne - Caboolture QLD

“I knew I needed the help of a financial planner when my young daughter inherited a sum of money. I spoke to several planners but I knew Naked Wealth was what I was looking for the first time I spoke to Dave. I had read some good recommendations about Naked Wealth and really wanted an independent financial planner. Dave was extremely knowledgeable and informative and very generous with his time. His research was thorough and his recommendations showed he not only knew his stuff but really knew what I was looking for. Dave is completely transparent with his costs and very easy to talk to. I’m so glad to have found a reliable financial planner I can continue to use and more than happy to recommend to anyone else”. Belinda - Freshwater NSW

“Dave has been great to deal with - taking the time to understand our situation, present sensible options and provide frank advice. Throughout we felt we had someone on our side with a deep understanding of insurance, super and finance's. The result being we now have super & insurance products that better suit our needs, are far more cost effective and a financial plan with flexibility to meet our changing requirements through to retirement. My only regret is not meeting Dave 10 years earlier!” Alex & Thea - Baulkham Hills NSW

Now in our early 30’s with a 18 month old baby my wife and I decided that we needed to get our ‘financial house’ in order for both our immediate and long term goals. After my wife reading The Barefoot Investor it prompted us to action finding a financial advisor, where we then spoke with some of our friends who recommended Naked Wealth. Since meeting with Dave for an initial meet and great for him to assess our individual circumstances and explain how Naked Wealth could work with ourselves we have covered so much which Dave has looked after for us, including; insurances, superannuation, investment bonds and assisting us buying our first (dream) home!
Naked Wealth have provided us with excellent cost effective advice and service, where we are now in a substantially better position then what we were 12 months ago before working with Dave and Sarah. They offer a personable and trusting partnership where we have never had any doubt that they are acting in our best interests.
Thank you again Naked Wealth for your work to date and we look forward to working together further moving forwards. James & Ella - Manly NSW

“I was referred to Dave Harper for Personal Insurance Advice. From the very first phone call, through advice and implementation, Dave was quick to respond and patient with my unique personal situation. I was previously a Financial Adviser and knew some of the ins and outs of the advice process and can say that Dave is among the most honest and professional there is. My situation needed particular policy definition attention and Dave went out of his way to liaise with the provider to ensure I would be covered and what the details would be.” Josh - Waterloo NSW

“Dave’s knowledge of the financial world and his ability to navigate it has not only saved us thousands of dollars in fees and commissions it’s helped to set us up for life. His family focus and in it for the little guy attitude is a breath of fresh air in the murky world of finance and we couldn’t recommend him or his services more.” Bec & Graham - North Rocks NSW

“We have always put off sorting our finances and insurances because it’s so overwhelming but Dave made the whole experience a breeze. He’s a wealth of knowledge, passionate and we would highly recommend Dave to anyone wanting to achieve better financial outcomes.” Dylan & Danielle - Sunshine Beach QLD

“Hi Dave & Team, many thanks for your support & guidance in redirecting us into a more cost effective portfolio for our recent conversion to retirement. Your straight forward approach made this changeover much simpler and easier and we certainly valued your facilitation and professional guidance and recommendations during this transition. We would be happy to recommend your services.” Geoff & Louise - Chatswood NSW

"We contacted David Harper (Naked Wealth) after reading an ABC article about the Australian Independent Financial Advisors.  We found the charging mechanism and approach proposed by other advisors was unsuitable to our situation.  We found that Dave worked with a very transparent approach to his costs and that he consistently acted in our best interests.  We found Dave's advice was thorough, understandable and suitable to our situation and we are pleased to recommend his services to anyone requiring financial advice.” Rosanne & David - Buderim QLD

“I spent a LONG time contemplating seeing a financial advisor however had no idea where to start or who to go to.  After receiving a Facebook forum recommendation I contacted David from Naked Wealth and from the very start I felt at ease. The initial conversation with David was great (and free!) and once I agreed to receiving more advice the procedure was simple and David has been there every step answering my questions and helping me understand things I had no clue about.  My concern was always that whoever I went to would talk a financial language I didn’t understand but that hasn’t been the case with David.  His help has been invaluable.  Thank you!” Charlie - Narrabeen NSW

“Dave has been a breath of fresh air! He is so easy to talk to, so real and he never made us feel like ‘idiots’ for not understanding it all, in fact he was so good at taking our situation, actually listening to our goals and re jigging things so that they were all on track to achieve what we want in life. Dave is the first financial planner that we have felt that we can actually trust and who’s true intention is really to help make our situation optimal. We highly recommend trusting Dave to support you in making the best financial decisions for you!” Deb & Dave – Warriewood NSW

“Dave at Naked Wealth has helped us get every aspect of our finance in order. For the first time we feel like we’ve got the best options for us now and a solid plan for the future. Dave is genuine and passionate about getting the very best for his clients, and catering to their individual needs. His knowledge of finance is in depth and he’s always available to assist us whenever we’ve got questions. We feel like we’re in good hands!” Emma & Ashley – Bilgola NSW

“We were very fortunate to meet David Harper from Naked Wealth and work towards a more rewarding & transparent future. David is good to his word, he speaks plain and simple English and outlines where we are, where we should be heading and what type of things we needed to do in order to feel more secure about our future. What a refreshing change it was for us to be able to meet a real advocate for people who maybe feeling somewhat insecure about financial life challenges around the corner.” Geoff & Jacqui - Mona Vale NSW