we provide mortgage advice that puts you first!

When it comes time to obtain a home loan or refinance your existing loan you have an important decision to make;

  1. The bank keeps all the commissions

  2. The broker keeps all the commissions

  3. You keep ALL the commissions and repay your mortgage sooner

Just to make sure you’re clear on this, each option can provide you with the exact same product, being loan ABC with lender XYZ. But only one option helps you pay off your mortgage sooner and save tens of thousands of dollars in interest!

This is likely your greatest opportunity to make a smart decision that can have a huge impact on your wealth over the longer term.

We only became mortgage brokers so we could ensure our clients get the lowest cost loan possible, in which we give them 100% of the commission payments that other brokers keep for themselves.

We are accredited mortgage brokers and undertake all our work in our capacity as an ASIC authorised credit representative (505422) using the credit licence of Connective Credit Services (ACL 389328). Visit our dedicated lending website for further information or send us an email - www.nakedwealthmortgages.net.au  

 

How we help;

1st, given we are experienced financial planners (not just brokers) we can help you decide what the best strategy is for your needs, then help with how much to borrow and how the loan should be structured. We help answer any questions or concerns at this stage.

2nd, we conduct a thorough analysis of all your lending options to ensure we find you the lowest cost loan that meets your requirements. All commissions, both upfront & ongoing that we provide you are factored into this analysis report. As generous and valuable as the commission payments are, its often our ability to find you a lower cost loan which will save you the most money over time.

3rd, we can provide you with coaching and education on how to pay the loan off quicker, how to create additional cash flow and we can help illustrate the long-term value of making extra repayments into your loan.

Outcome: It is not uncommon that our clients save hundreds of thousands of dollars in interest and commissions and slash years off the term of their loan.

What’s the catch? Its simple, you pay us a one off fixed fee for the service provided. Its common our fee is dwarfed by the upfront commission rebated to you, meaning you’re ahead of the game even before the trail commissions commence each month. And our fee only becomes payable upon formal approval of your loan and you may choose to pay the fee from the commissions received.

Please take a look at our client’s case study for a real-life example….